Let’s face it, accidents happen on the road. Auto insurance policies can help cover repairs to your vehicle and medical expenses sustained in the event of an accident. Whether at fault or not, a well designed auto policy can ensure that an an accident on the road does not disrupt your personal finances or way of life.

The Basics:

  1. Bodily Injury Liability: This portion of the policy provides protection if you injure or kill someone while driving your car. It will also pay for an attorney to defend you if you are sued as a result of the accident.

  2. Property Liability: In addition to hurting someone in an accident, you can also damage their vehicle or other property such as a telephone pole, road sign, or even a building. Having adequate property liability coverage is another important part of a well designed auto policy.

  3. Medical Payments: This portion of your policy provides protection, regardless of fault, for the person driving the insured vehicle or passengers in his/her vehicle that have incurred medical bills as a result of the incident.

  4. Uninsured/Underinsured Motorists Coverage: This portion of your policy pays for damages that were caused to you or your vehicle by a driver with no coverage or not enough coverage. It will also pay for situations where there was a hit and run accident.

  5. Comprehensive Coverage: This portion of your policy pays for damages to an insured vehicle for any reason other than an accident. For example, if your vehicle is damaged by a falling tree, stray shopping cart, or fire you would be able to reimburse the repair expense.

  6. Collision Coverage: This portion of your policy will pay to have your vehicle repaired after it has been in an accident.



Additional Add-On Coverages:

  1. Roadside Assistance Coverage

  2. Rental Car Reimbursement Coverage

  3. New-Car Replacement Coverage

  4. Deductible Savings Banks

  5. Coverage For After-Market Installed Accessories

Keystone Insurance Associates

Whether you are on a limited budget or you are in search of a high-end auto policy, we have something for you. Give us a call to begin the process or:

Auto Insurance Bloomsburg Pennsylvania